test


_{by ben davi}

BEST OF LUCK TO RON THOMAS
WISH YOU THE BEST ON YOUR OPERATION ON TUESDAY JUNE 15TH, GET WELL QUICK WE NEED YOU ON THE HILL.

ONE MORE TIME


I Hope this is right


This is the way to do it. Look at your code and compare it to this code. Hint you will have to be in EDIT mode to see this code. See your, "I hope this is right" is in black but when it is in between the 2 u's it is mauve. :)

_{I Hope this is right}

>b>New Testb>


_{<>b>IS THIS RIGHT? b>}

When using HTML code it usually rewards you with nothing if something is wrong with your code. What happened here is that you inadvertantly erased one of these synbols > on each line. the b on each line should have a right facing arrow next to it.

Go back in and find this post. Press the edit key and fix the 2 arrows and then republish it and she should work just fine. Everything is ok.. You are doing fine

test


_{test 3
by charlene}

test


_{test 3
by charlene}

Wally change this color to an octal color. hint you have to edit this post to do it


_{Wally Grover}

Wally you devil... you changed it to octal red. AS you can see the octal number and the word red result in the same thing.

Folks.. Wally has a couple of web pages that we worked on last year so his html is pretty good. Wally if there is anything you want to ask just ask the question in a post and I will try to answer it for you. The rest of you folks can follow along and if something interests you just put a question in the comments.

_{test#2 by charlene}

TestTest

test

Test

VOLUNTEERS NEEDED






Ron Thomas along with the assistance of Charles Burke has secured LVH a spot in front of Wal-Mart on Saturday June 5th from 10 am to 2 pm and then again on Saturday June 19th from 10 am to 2 pm. We will need 2 people per shift to work 2 hours each or 4 people per shift to work only 1-hour shifts. Sign Up sheet is posted at clubhouse. This is your opportunity to help sell the Izzy’s Books. We still have approximately 350 books remaining.

We also will need to borrow a card table and 2 folding chairs and I need someone who is good at sign making. If we have a sign that could hang from the table or stand up on something it would save time explaining what we were selling. However considering the wind in Newport the sign will need to be stable. All you creative folks get your thinking caps on and help me out here. If you have been saying I wish there was something I could do to contribute, here is your opportunity. If you are good at setting, talking and taking money this job is for you.

MANUFACTURED HOME PARK RESIDENT GROUP PURCHASES OREGON PARK




The residents of Springlake Park, Scappoose, OR, have completed the purchase of their park through their newly created resident cooperative corporation, Springlake Community, Inc. (SCI). This is the first resident coop park purchase in Oregon.

Springlake is a 147-site, 5-star, "55 & Older" manufactured home park located about 20 miles northwest of Portland at 51359 SE Springlake Loop, Scappoose, OR. The park includes a 3500 sq. ft. clubhouse, two small lakes, and RV storage with electrical outlets. The park was built in several phases from 1986 to 1998 and contains primarily doublewide homes with attached, two-car garages. The property has 23 sites that had never been occupied.

SCI was formed in 2003 to purchase the property. The purchase was completed in September 2003, when 83 residents each purchased a membership in the corporation for $15,000. 36 residents funded their membership out of personal funds. PMC Financial Services made loans to the other 47 participants through PMC's membership purchase program. This program provided 95% loans of $14,250 and was available to all residents. SCI also provided down payment assistance loans, if needed.

This equity, combined with a $5.83 million conduit first mortgage loan, enabled the group to purchase the property for $6.6 million (about $44,900 per site or $53,200 per occupied site). The Oregon Department of Housing and Community Services (HCS) provided critical initial pre-development funding through a $100,000 loan to the resident group.

The residents and PMC developed an organizational and financing plan. There were three (3) goals: 1) have a membership group of at least 60% of the occupied sites, 2) have a total average monthly payment (including loan payments) after acquisition of not more than 120% of the prior site rent payment, and, 3) have a down payment, for those residents borrowing the membership price, of less than two months site rent.

The goals were achieved with 67% participation, member payments 19% over the average site rent of $395, and a downpayment of 95% of the target amount. Member payments are expected to decline in the future as the vacant sites are leased.

The SCI Board approved the plan in April 2003 and signed a Purchase & Sale Agreement with the owner in late April. About 4 & 1/2 months later, the transaction closed. The first mortgage loan was originated with an interest rate of 5.83%, with a 25-year amortization and 10-year term.

Both HUD and Fannie Mae declined to finance the park. HUD took the position that they will not finance "55 & Older" parks, despite the fact that the "55 & Older" requirements were created by the HUD Fair Housing office and implemented by the Housing For Older Persons (HOPA) Act. Fannie Mae took the position that they will not finance resident-owned parks.

Park Purchasing Is A Reality In Oregon!


_{Donna Talarski}

This article may have already appeared on this page, but I thought it might me worth printing again.


From small seeds grow great trees. From seeds of hope comes great promise! !
Springlake Mobile Home Park is now owned by its residents. During the Annual Conference, held in Eugene, a complete summary of the park purchase was given by the residents, and Dean Sargent and Tony Woller, both from PMC Financial Services. PMC was instrumental in providing both financial and legal guidance during the negotiations and finalization of the purchase.

For those of you who have attended the annual seminars you will remember Dean Sargent, who has previously given a presentation on park purchasing. He, and the organization that he is associated with, PMC Financial Services, were instrumental in bringing about this development. While the paper work of such an endeavor can be almost overwhelming the residents of Springlake worked diligently with PMC Financial Services to achieve their goal.

Dean also credited OSTA for their participation in the purchase. He pointed out that OSTA, through the efforts of Pat Schwoch, were instrumental in obtaining "bridge financing" from Housing and Community Services.

A number of preliminary steps are essential to residents, who reside in a manufactured home park and want to be considered as potential buyers for the park.

First and foremost the Oregon State Statutes specifies, in ORS Title 10, Chapter 90, 90.815, that "A facility purchase association shall comply with the provisions of ORS chapters 60, 62 and 65 before making the offer provided under ORS 90.820." Very simply put this means that residents, in a manufactured home park, must form a non-profit corporation in order to be eligible for participation in a park purchase plan. There are also other requirements that must be met, by the residents, to be eligibile to purchase their park.

PMC Financial Services offers the necessary expertise and guidance for those interested in pursuing a park purchase and Dean Sargent is more than glad to discuss the program with residents.Click here for additional information

Different Strokes



_{Donna Talarski}

Ron, thank you for the kind words, my intention when I made the statement “Trust me people in LVH have Comments” was not for accolades but to show that we have varying viewpoints. I am excited when I hear folks talking at the clubhouse about what is going on, even if they don’t agree with it. In their own way they are involved. In every group it appears that a few people do most of the work. But when you look closer, you will find the “Silent Majority” of which I choose to believe are the folks working in the background doing the jobs that no one else wants and not asking or requiring any praise or accolades. It is the good neighbor that helps another yet never joins a group or the person that cares for a pet when someone is in the hospital, these are the true heroes.

People in LVH move here for a variety of reasons. Some choose to get involved but other don’t, that is their right. Our agenda is oftentimes not theirs. That does not make us right or them wrong. All I want is to offer the opportunity to everyone to attend the meetings, become involved in groups, and to build bonds with their neighbors if they choose too. If they choose not, then that is their decision and I respect it.

Someone once told me there is something in my personality that requires me being in the forefront. Was she right, maybe? As Lee Icocca once said, “Lead, Follow or get out of the Way.” I would put it more gingerly: “Live, let Live but Be Happy”.

IZZY’S COUPON BOOKS




The Izzy’s coupon books are here and available for sale. The sign up sheet is posted at the clubhouse. There is an opportunity to sell these books outside of Longview if we can get the woman/man power. Some ideas are as follows:

1.Table in front of Wal-Mart or Fred Meyer on Saturday – 4 people could work 2-hour shifts

2.Setup an appointment to be at Pacific Shores Community Clubhouse – 2 people could work 2 hours during the week for one day.

3.Contact Senior Center in Newport – 2 people could be there around lunch any day during the week.

4. Newport police and fire departments.

These are just a few of the possibilities. Remember we are Not for Profit Organization and an over 55 community this allows us a special status. Plus the fact that $4.00 out of every $5.00 goes to charity.

Bottom Line: we need people to be involved a few folks cannot cover all the options. If you have ever used the clubhouse or intend to use it in the future then you have the responsibility to help maintain it for our current and future needs. If you choose to help sell give me a call at 265-5530.

Identity Theft: Security and Privacy While Banking and Buying Online


_{Donna Talarski}



You’re banking and credit account numbers, your social security number, and your address and telephone number are the types of information that define your identity. Online banking and e-commerce have done wondrous things for consumer productivity and convenience. Protection of this type of information has always been critically important, even in the offline, paper world, and long before widespread use of computers or the advent of the web. Yet in our more interconnected, digital world of bits and bytes and rapid data exchange, this type of information is also more vulnerable to unauthorized access and subsequent theft. Consider this:
Most recent estimates sow that identity theft – on line and off line – has affected one in eight U.S. adults.
Americans reported losses of $437 million in 2003 to identity theft and fraud scams.

How Can Consumers Protect Themselves?
Properly dispose of credit card statements and offers by shredding.
Before providing identity information online make sure the site is endorsed by trusted seal issuers such as VeriSign or TRUSTe.
Never give out personal information on the phone, through the mail, or over the Internet unless you’ve initiated contact or are sure of you know who you’re dealing with.
When browsing online, ensure that any program or add-in is downloaded from a trusted source with a valid security certificate.
Use firewall technologies and keep anti-virus and security software current.
Regularly update operating system software to ensure you are running the most current version.
Consumers with cable modems or digital subscriber line (DSL) Internet access should protect their home networks by adding routers equipped with firewalls.

It Helps to get all the Facts before making a Decision


_{Donna Talarski}

TWO TOUGH QUESTIONS

Question 1:

If you knew a woman who was pregnant, who had 8 kids already, three who were deaf, two who were blind, one mentally retarded, and she had syphilis, would you recommend that she have an abortion?


Read the next question before looking at the answer for this one.



Question 2:

It is time to elect a new world leader, and only your vote counts. Here are the facts about the three leading candidates.


Candidate A -

Associates with crooked politicians, and consults with astrologists.
He's had two Mistresses. He also chain smokes and drinks 8 to 10 martinis a day.


Candidate B -

He was kicked ou t of office twice, sleeps until

noon, used opium in college and drinks a quart of whiskey every evening.


Candidate C -

He is a decorated war hero. He's a vegetarian, doesn't smoke, drinks an occasional beer and never cheated on his wife.



Which of these candidates would be your Choice?

Decide first, no peeking, then scroll down for the answer.



----------------------------------------------




Candidate A: is Franklin D. Roosevelt.
Candidate B: is Winston Churchill.
Candidate C: is Adolph Hitler.


And, by the way, the answer to the abortion question: If you said yes, you just killed Beethoven.

Pretty interesting isn't it? Makes a person think before judging someone.

Never be afraid to try something new.

Remember:

Amateurs built the Ark

Professionals built the Titanic



and in case you never saw this one..! ....

Can you imagine working for a company that has a little more than 500 employees and has the following statistics:

* 29 have been accused of spousal abuse
* 7 have been arrested for fraud
* 19 have been accused of writing bad checks
* 117 have directly or indirectly bankrupted at least 2 businesses
* 3 have done time for assault
* 71 cannot get a credit card due to bad credit
* 14 have been arrested on drug-related charges
* 8 have been arrested for shoplifting
* 21 are currently defendants in lawsuits
* 84 have been arrested for drunk driving in the last year

Can you guess which organization this is?




Give up yet?





It's the 535 members of the United States Congress. The same group of idiots that crank out hundreds of new laws each year designed to keep the rest of us in line.

Friday Funnies


_{Donna Talarski}

Friday Funnies – I’m Fine

Farmer Joe decided his injuries from the accident were serious enough to take the trucking company responsible for the accident to court. In court the trucking company's fancy lawyer was questioning farmer Joe.

"Didn't you say, at the scene of the accident, 'I'm fine,'?" asked the lawyer. Farmer Joe responded, "Well, I'll tell you what happened. I had just loaded my favorite mule Bessie into the..."

"I didn't ask for any details," the lawyer interrupted, "just answer the question. Did you not say, at the scene of the accident, 'I'm fine'?".
Farmer Joe said, "Well, I had just got Bessie into the trailer and I was driving down the road..."

The lawyer interrupted again and said, "Judge, I am trying to establish the fact that, at the scene of the accident, this man told the Highway Patrolman on the scene that he was fine. Now several weeks after the accident he is trying to sue my client. I believe he is a fraud. Please tell him to simply answer the question."

By this time the Judge was fairly interested in Farmer Joe's answer and said to the lawyer, "I'd like to hear what he has to say."

Joe thanked the Judge and proceeded, "Well, as I was saying, I had just loaded Bessie into the trailer and was driving her down the highway when this huge semi-truck and trailer ran the stop sign and smacked my truck right in the side. I was thrown into one ditch and Bessie was thrown into the other. I was hurting real bad and didn't want to move. However, I could hear ol' Bessie moaning and groaning. I knew she was in terrible shape just by her groans."

"Shortly after the accident, a Highway Patrolman came on the scene. He could hear Bessie moaning and groaning so he went over to her. After he looked at her, he took out his gun and shot her between the eyes."

"Then the Patrolman came across the road with his gun in his hand and looked at me. He said, 'Your mule was in such bad shape I had to shoot her.'" Then he said, 'How are YOU feeling?'

FOOD FOR THOUGHT


_{Donna Talarski}



Lovely Rose at 87

The first day of school our professor introduced himself and challenged us
to get to know someone we didn't already know. I stood up to look around
when a gentle hand touched my shoulder.

I turned around to find a wrinkled, little old lady beaming up at me with a
smile that lit up her entire being. She said, "Hi handsome. My name is
Rose.

I'm eighty-seven years old. Can I give you a hug?"

I laughed and enthusiastically responded, "Of course you may!" and she gave
me a giant squeeze.

"Why are you in college at such a young, innocent age?" I asked.
She jokingly replied, "I'm here to meet a rich husband, get married, and
have a couple of kids..."

"No seriously," I asked. I was curious what may have motivated her to be
taking on this challenge at her age.

"I always dreamed of having a college education and now I'm getting one!"
she told me.

After class we walked to the student union building and shared a chocolate
milkshake.

We became instant friends. Every day for the next three months we would
leave class together and talk nonstop. I was always mesmerized listening to
this "time machine" as she shared her wisdom and experience with me.

Over the course of the year, Rose became a campus icon and she easily made
friends wherever she went.

She loved to dress up and she reveled in the attention bestowed upon her
from the other students. She was living it up.

At the end of the semester we invited Rose to speak at our football
banquet.

I'll never forget what she taught us. She was introduced and stepped up to
the podium. As she began to deliver her prepared speech, she dropped her
three by five cards on the floor.

Frustrated and a little embarrassed she leaned into the microphone and
simply said, "I'm sorry I'm so jittery. I gave up beer for Lent and this
whiskey is killing me! I'll never get my speech back in order so let me just
tell you what I know."

As we laughed she cleared her throat and began, "We do not stop playing
because we are old; we grow old because we stop playing.

There are only four secrets to staying young, being happy, and achieving
success. You have to laugh and find humor every day. You've got to have a
dream. When you lose your dreams, you die.

We have so many people walking around who are dead and don't even know it!

There is a huge difference between growing older and growing up.

If you are nineteen years old and lie in bed for one full year and don't do
one productive thing, you will turn twenty years old. If I am eighty-seven
years old and stay in bed for a year and never do anything I will turn
eighty-eight.

Anybody can grow older. That doesn't take any talent or ability. The idea
is to grow up by always finding opportunity in change. Have no regrets.

The elderly usually don't have regrets for what we did, but rather for
things we did not do. The only people who fear death are those with
regrets."

She concluded her speech by courageously singing "The Rose."

She challenged each of us to study the lyrics and live them out in our
daily lives.

At the year's end Rose finished the college degree she had begun all those
years ago.

One week after graduation Rose died peacefully in her sleep.

Over two thousand college students attended her funeral in tribute to the
wonderful woman who taught by example that it's never too late to be all
you can possibly be.

When you finish reading this, please send this peaceful word of advice to
your friends and family, they'll really enjoy it!

These words have been passed along in loving memory of ROSE.

REMEMBER, GROWING OLDER IS MANDATORY. GROWING UP IS OPTIONAL.
We make a Living by what we get, We make a Life by what we give.

God promises a safe landing, not a calm passage.
If God brings you to it, He will bring you through it.

"Good friends are like stars.........You don't always see them, but you
know they are always there."










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